• High Wind Driving Safety Tips: Protecting Yourself and Others on the Road

    Driving under high winds can be dangerous, especially for truck drivers. While most people think that snow and ice are the most dangerous weather conditions, driving a semi-truck in heavy wind can be just as hazardous. It’s essential to ...

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  • Understanding Additional Insured Coverage: What It Is and How It Differs from Additional Named Insured

    As a business owner, it's important to have the right insurance coverage to protect yourself from financial losses. One of the methods that's often overlooked is the endorsement of a policy with additional insured status. An additional insured status ...

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  • Comprehensive vs. Collision Coverage for Trucks: Examples and Differences

    Navigating the world of truck insurance can be complicated, with various coverage options available to safeguard your vehicle and finances. Comprehensive and collision coverage are two essential types that truck owners often consider. In this article, we'll explore the differences ...

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  • Understanding Motor Truck Cargo and On-Hook Coverage

    As a trucking or towing company operator, it's important to have the right insurance coverage to protect your business in case of accidents or losses. Two key types of insurance for protecting property in your possession are cargo and on-hook ...

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  • Commercial Auto vs. Non-Trucking Liability Insurance Explained

    When it comes to operating a business that involves the use of trucks, having the right insurance coverage is crucial. Two common types of insurance policies that businesses and truck drivers need to be aware of are Commercial Auto ...

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  • Understanding the Claims Process: What to Expect After Reporting an Insurance Claim

    After reporting a claim to your insurance company, the next steps typically include: Initial Contact: Once you've reported your claim, your insurance company will typically assign a claims adjuster or representative to your case. This person will be your ...

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  • Coinsurance: Don’t Get Caught Underinsured

    A coinsurance clause is a provision often included in insurance contracts, which requires the policyholder to maintain a specific level of insurance coverage relative to the value of the insured asset, in our case it is the insurable value ...

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  • Essential Information for New Clients: 5 Key Things to Keep in Mind

    Dear customers, We want to extend a warm welcome to you as a new or renewing client. We appreciate your recent purchase and are eager to ensure that you are taking full advantage of all the services we offer. ...

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  • Fifteen tips that truck drivers can utilize to enhance fuel efficiency and decrease maintenance expenses

    Watch your speed: For every mile per hour driven over 60 mph, fuel economy reduces by one-tenth of a mile per gallon. So, slowing down to 55 mph can save you 20% fuel compared to traveling at 65 mph. Excessive ...

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  • What is a difference between insurance filling BMC91 and MCS90

    BMC-91 and MCS-90 are both forms that are required by the Federal Motor Carrier Safety Administration (FMCSA) for commercial motor carriers operating in the United States. However, they serve different purposes and cover different types of liabilities. BMC-91 is ...

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  • Cost of trucking accident

    The cost of a trucking accident can vary widely depending on several factors, including the severity of the crash, the type of damage sustained, and the number of vehicles and people involved. However, on average, the cost of a trucking accident can be substantial. According to the Federal Motor Carrier ...

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  • Dangers of speeding

    Speeding is a major contributor to fatal crashes, as it increases the risk of losing control of the vehicle and reduces the amount of time available for the driver to react to potential hazards on the road. Truck accidents ...

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  • How do insurance companies use ELD data

    Insurance companies use ELD data to better understand a trucker's driving behavior and performance. This information can then be used to assess the level of risk associated with insuring a particular driver or trucking company, and to set insurance ...

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  • Speed limit per state

    The speed limits for trucks and cars vary by state in the United States. Here is a general overview of the speed limits for all states per insurance Institute for Highway Safety: State Rural interstates, MPH Urban interstates, MPH Other limited access ...

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  • Cargo thefts are on the rise

    According to Cargonet there was a 17% increase of cargo thefts from trucks in 2022 with an average loss value of $116,030 with a total loss value of $223 million. About half of the thefts occurred between Friday and Sunday. ...

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  • FMCSA increased fines for violations effective 1/6/2023

    Violating trucking regulations became even more expensive effective 1/6/2023. Below is a list of violations and fines. It is important to understand that violations of trucking regulations can have a negative impact on insurance costs for trucking companies. Insurance companies ...

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  • What do I need to know about insurance renewals?

    We ask for information before renewal for several reasons. First, we need to assess the current coverage and determine if it is still appropriate for the business. This may involve reviewing the business's activities, the size of the business, ...

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  • Do violations in personal vehicles impact the cost of commercial insurance?

    Violations of traffic laws while driving a personal vehicle do impact the cost of trucking insurance. Insurance companies use various factors to determine the risk level of insuring a driver or vehicle, and a history of traffic violations is seen ...

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  • Miles and revenue based policy options

    Mileage-based and revenue-based insurance policies can potentially help reduce administrative burden for trucking companies and truck drivers by simplifying the process of calculating and paying insurance premiums. Mileage-based insurance policies for truckers are insurance policies that charge premiums based on ...

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  • Benefits of tire chains

    Tire chains are used to provide additional traction on slippery roads, such as those covered in ice or snow. They can be particularly useful for truck drivers who are operating in areas with extreme weather conditions. Tire chains should only ...

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  • Winter Safe Driving Techniques

    Here are some recommended safe driving techniques during winter: 1. Slow down Snow, ice, and slush can make roads slippery and difficult to navigate, so it's important to reduce your speed and increase your following distance. 2. Use low gears ...

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